Buy Now, Pay Later

Let’s make sure your finances are protected!


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Buy Now, Pay Later offers may be an attractive way to help ease your holiday shopping budget, but the reality is, every purchase is considered a loan, which could include unexpected interest charges, late fees, impacts on your credit score – even data harvesting. And because of weak rules, you may not be aware of these and other issues that could impact your financial life.

Help us push the Consumer Financial Protection Bureau to put in place strong rules for Buy Now, Pay Later services so everyone is better protected.


We are calling on the Consumer Financial Protection Bureau to strengthen Buy Now, Pay Later regulations to protect consumers from difficulties making returns and disputing unfair charges, and data harvesting. And like credit cards, we are also demanding standardized disclosure requirements for the credit transaction, including loan terms, associated fees, and payment dates.